Equestrian Bridging Loans
Equestrian Bridging Loans – At a Glance
- Specialist brokers in equestrian finance and rural property loans across the UK.
- Established in 2000, with decades of hands-on experience.
- Finance available for equestrian centres, riding schools, stables, and rural properties of all sizes.
- Funding for any legal purpose, including debt consolidation, overdraft repayment, diversification, renovation, working capital and start-ups.
- Independent access to flexible lenders who consider all income sources, including projected income.
- Solutions tailored for short-term bridging loans (6–60 months) or longer-term mortgages (6–30 years).
- Coverage across England, Wales and Scotland, with a funder in Northern Ireland.
- Support available even where traditional banks say no.
Call us today for expert help and a free consultation on your equestrian bridging loan options.
Equestrian Bridging Loans or Bridging Loans for Equestrian Property
Choosing the right intermediary for an equestrian bridging loan is essential. Farm & Country Finance is one of the UK’s most reputable sources of equestrian bridging finance, with decades of experience arranging short-term loans for equestrian properties.
When are equestrian bridging loans useful?
- Buying a new equestrian property quickly.
- Managing the sale and purchase of equestrian properties at the same time.
- Regaining control of the sale of equestrian property you already own.
What is an equestrian bridging loan?
An equestrian bridging loan is a short-term finance arrangement secured by a charge on equestrian property in the UK. Equestrian property includes any land or buildings used for equestrian purposes of any kind.
How are equestrian bridging loans repaid?
- Interest-only loans with monthly payments.
- In some cases, interest can be rolled up and repaid at the end of the term, helping with cash flow.
- All money owed is repaid by the end of the loan term.
Loan terms
- Available from 6 months to 60 months.
- Longer terms provide more time to plan repayment.
- In some cases, loans can run indefinitely provided interest is paid monthly.
Other terms you may hear
- Equestrian bridging loans or equestrian bridging finance.
- Bridging loan for equestrian property or equestrian centre.
- Short-term equestrian loan.
- Bridging loan for riding schools.
- Bridging loans for property with equestrian restrictions.
Key points
- Used to refinance or buy equestrian property.
- Suitable for properties of all sizes.
- Can raise capital for any legal purpose, including buildings, debt repayment, diversification, renovation and working capital.
- Lenders consider all income sources, not just equestrian income.
- Some lenders accept projected income or no proof of income.
- Specialist lenders are often more flexible than banks.
- Can replace bank debt in challenging circumstances, including strained relationships or receivership.
- We consider all cases, including those with arrears, judgments or creditor issues.
Why use Farm & Country Finance?
- Decades of experience arranging equestrian bridging loans.
- Strong lender relationships.
- Hands-on, personal service throughout the application process.
- Expertise to guide you and manage complex cases.
- Customer testimonials available at farmandcountryfinance.co.uk/client-testimonials.
Frequently asked questions
Is getting an equestrian bridging loan like getting a mortgage for a house?
The principle is the same, a lender takes a charge over property, but availability is far more limited. That is why specialist brokers are essential.
What if my existing lender is being difficult?
We consider all cases sympathetically and often step in when banking relationships are strained.
Can a bridging loan repay a bank overdraft?
Yes. We can arrange bridging finance to clear overdrafts.
How hard is it to get bridging finance for equestrian property?
It is not hard if you know where to go. We guide you to the right lenders and solutions.
Is bridging finance available if my accounts are behind?
Yes. Some lenders accept projected income or no proof of income.
Can I get a loan if I have adverse credit?
We review all cases and adverse credit is not necessarily a barrier.
What if the property has planning restrictions?
Equestrian ties, occupancy conditions or agricultural ties can reduce property values and make lenders cautious, but they can also make properties more affordable. With over 20 years’ experience, we can advise on your options.
What do I do next?
Contact us today, share your aspirations, and we will bend over backwards to help.
Other types of finance we arrange
- Low-rate farm finance.
- Equestrian finance and equestrian mortgages.
- Farm mortgages and farm remortgages.
- Rural loans and rural property finance.
- Land loans and mortgages for land.
- Mortgages for properties with agricultural or equestrian ties.
