Land Bridging Loans
Short-term land finance
Land bridging loans and bridging loans for land
Arranging bridging loans for land needs specialist help. Farm & Country Finance has been arranging bridging loans for land for many years.
Farm & Country Finance at a glance
- Specialist brokers in land bridging loans across the UK.
- Established in 2000, with decades of experience.
- Finance available for any type of land, with or without buildings.
- Finance available for any legal purpose, including debt consolidation, overdraft repayment, refinancing, working capital, diversification and start-ups.
- Independent access to reliable and proven lenders, with personal, partner-led service.
- Solutions tailored for both short-term bridging finance and long-term mortgages (5–30 years).
- Coverage across England, Wales and Scotland, with a funder in Northern Ireland.
- Income from any source considered, including projected income.
- Flexible where existing bank relationships are strained or where there are other difficulties.
Call us today for expert help and a free consultation on your land bridging loan options.
This type of land finance is ideal for
- When you have a property to sell and one to buy, or need to buy land for a quick turnaround.
- When you need to acquire land or property quickly.
- When you need to regain control of the sale of property you already own from receivers or other lenders.
Whatever the case, choosing the right intermediary is essential. Farm & Country Finance is one of the most reputable intermediary sources of land bridging finance and bridging loans for land in the UK.
What is a bridging loan for land?
A bridging loan for land is a short-term arrangement where a loan is secured by a charge on land or property in the UK.
How is a bridging loan for land repaid?
- Bridging loans for land are usually interest-only.
- Interest can be paid monthly.
- In some cases, interest can be rolled up and added to the loan, with all monies repaid at the end of the term, helping with cash flow.
- The loan capital is typically repaid by sale or refinance, or from other funds that are expected to come in.
How long do bridging loans for land last?
Bridging loans for land are available from three months up to sixty months. The longer the term, the more time you will have to plan repayment.
In some cases, we can arrange bridging loans for land that can continue indefinitely, provided interest is paid monthly.
Other terms you may hear
- Bridging loans for land.
- Land bridging loan.
- Land bridging finance.
- Bridging loan for buying land.
- Short-term land finance.
- Short-term land loans.
Key points
- Bridging loans for land are used to refinance or buy land.
- We assist with land areas of all sizes.
- A bridging loan for land can raise capital for any legal purpose.
- Funds may be used for buildings, stables, debt repayment, diversification, development, renovation or working capital.
- Lenders consider all income sources, including projected income or, in some cases, no proof of income.
- Availability is key, specialist lenders are often more flexible than traditional banks.
- Land bridging loans can replace bank debt in challenging circumstances, including strained relationships or receivership.
- We review all cases, including those involving arrears, court judgments or creditor issues.
Why use Farm & Country Finance?
- Successfully arranging bridging loans for land since 2000.
- Strong lender relationships and proven experience.
- Hands-on guidance throughout the application process.
- Independent advice focused on achieving the right outcome.
- Expertise to help you exit the loan safely as well as enter it.
Other things to consider
- Customer satisfaction: testimonials available at farmandcountryfinance.co.uk/client-testimonials.
- Professionalism: hands-on, experienced and backed by qualifications.
- Confidence: we are the natural choice to arrange your land bridging loan.
Frequently asked questions
Is getting a bridging loan for land like getting a mortgage for a house?
The principles are the same, a lender takes a charge over property, but availability is far more limited. That’s why specialist brokers are essential.
What if my existing lender is being difficult?
We consider all cases sympathetically and often step in when banking relationships are strained.
What if my existing bank is being difficult about my overdraft?
We can arrange a land bridging loan to repay a bank overdraft.
How hard is it to get bridging finance for land?
It is not difficult if you know where to go. We guide you to the right lenders and solutions.
Is land bridging finance available if my accounts are not up to date?
Yes. Some lenders consider projected income or no proof of income, depending on the case.
Is a bridging loan for land available if I have adverse credit?
We review all cases sympathetically. Adverse credit is not necessarily a barrier.
What do I do next?
Contact us, share your aspirations, and we’ll bend over backwards to help.
Other types of finance we arrange
- Low-rate farm finance.
- Agricultural finance.
- Agricultural mortgages.
- Farm mortgages.
- Rural loans.
- Rural finance.
- Mortgages for land and land loans.
