Equestrian loan allows customers to finally live at the farm.

This was an equestrian loan to complete a new build on the farm where there was an equestrian business and an agricultural restriction.

Hi Mark,
The loan has now been paid into my account.
I’d like to take this opportunity to thank you for all your help over the past few months.
It was very much appreciated.

Kind regards.

The dream was to be able to start living in the house, we hope we made the dream come true.

A land loan to our wonderful repeat customer.

Mrs Lloyd was another of our repeat customers who wanted an equestrian loan to improve her land.

The funding is here Mark!!
So pleased.
Thanks again for all your hard work.

Ah I can’t thank you enough for all you have done for Rhiannon and I, sorry it was so laborious for you throughout but you got them going alright at the end.

Once again we did more than just arrange a land loan, we made a difference.

A land loan amazes.

A much needed land loan for Mr and Mrs Robinson to make their lives easier.

Afternoon Mark!
Amazing, thanks for everything! If ever we’re in need again, or any friends are, we’ll send them your way!

Getting away from a pricier lender with a farm remortgage.

Hi Mark,
Yes we got there! Thank you so much for all your help sorting us out with the loan, so pleased we found you.
We will definitely be in touch again in the future.

Many thanks again,
Rachel & Phil.

We were pleased to be found, as Rachel and Phil needed a farm remortgage to get away from a pricier lender. It’s not just about arranging farm finance, it’s about making a real difference.

Replacing a farm bridging loan and ending a nightmare.

Staying in a farm bridging loan too long can be costly, as our customers in North Wales found out.

Thank you, thank you, THANK YOU for all your hard work and for ending this nightmare for us!
Again, from the bottom of my heart, thank you!

Arranging farm finance is well worth while when we can end nightmares.

A land loan after the first purchase fell through.

Thanks Mark,
And a big thank you to you for all of your help and for your understanding when the first purchase fell through. We are really excited and looking forward to when we can move the horse.

All the best.

A farm bridging loan to secure a dream farm.

A bit of a rarity to do business in the province because it is so under supported by lenders. Our customers’ sale of a property was taking longer than expected and so they were at risk of missing their dream farm in Northern Ireland.

Hi Mark,
Thank you so much for your kind message, and for all your hard work and good advice in securing us our dream farm.
Wishing you all the best.

Those words securing our dream farm mean an awful lot.

Short-term farm finance with a difference.
This was a farm bridging loan with a bit of a difference because the term was three years. This loan gave our customers longer to sort out what they were going to do at the end of the term.

Good afternoon Mark,
Hope you are well. We’re pleased to have moved on from the previous lender.
Thanks for your help and we would be more than happy to contact you again in the future.

Best wishes.

A loan to buy land makes our customer’s day.

Hi Mark,
Absolutely made our day!
Thanks for everything you’ve done for us, couldn’t be happier!

Best wishes.

Land loans are available.
Charlotte wanted us to raise finance for land she was buying with a difficult seller.

Hi Mark,
Thank you for helping to get it to this point. You are a god send and the reason my dream came true of owning land of this size so soon. You have also made my dad’s lifelong dream come true. I will be recommending you to anyone who asks me for advice.

Speak soon!
Charlotte.

Praise from a lender is praise indeed.

Morning Mark,
Thank you for your update in relation to the refinance.
I would also like to thank you for your patience and feel you have been very proactive and open and have been a pleasure to deal with.

Kind regards.

Why our customers come back for their farm mortgages.

Miss Turner is one of lovely repeat customers who has trusted us with her farm finance needs on several occasions. She had decided to move and so asked us to support her again and we were privileged to do so. We arranged a mortgage for a property with an agricultural restriction and after it completed she said:

Good afternoon Mark,
We did complete on Friday, just. It went right down to the wire. But we are now in our new home and loving it.
We can’t thank you enough Mark, we would never have been able to get through this without your help and support.
Kindest regards.

Well, the pleasure was ours but how heartwarming it is for us to arrange farm finance and make a difference.

For a loan to buy land Farm & Country Finance does what it says on the tin.

Neil asked us to arrange a loan to buy land. The purchase of land requires solicitors to be involved, and they can be an impediment to progress. Often, we get involved as go between lawyers who often create delay. Lawyers think they are the bosses when, in fact, it is the customer who is boss and we have no trouble in reminding lawyers of this and being politely candid in getting the point across. Our years of experience in arranging land loans is the quality that can really count.

When Neil’s land loan had completed here is what he said:

Thanks for all your help. You have literally been the only person who has actually done what they said and by when they said.
Thank you Neil.

Surprising customers with a farm mortgage.

There were one or two complexities in this mortgage to buy a farm from relatives, and the customer was a little surprised that we got there. If we can, we do.

Holy macaroni! Thank you so much Mark!!

No – thank you Mrs Bishop.

A mortgage for land to bring a childhood wish to fruition.

Land loans are transactions that involve numbers and processes. However, we see this only as a means to an end. It’s what land finance achieves which makes the difference as this case aptly shows.

Thank you Mark for helping me bring a childhood wish to fruition.
It all finally happened on Thursday last week.
It took a couple of days for me to believe it but now I am very happy.
Best wishes.

A farm remortgage that amazed.

When we arranged a farm remortgage for Mrs Hodges she was sceptical throughout that it could be done and she was very cautious when returning documents.

When her farm loan completed she said:

YES amazing!!!
Thank you so much, I actually cant explain how thankful we are.

Arranging a farm bridging loan and farm remortgage that changed lives.

Every year we are privileged to hear from our customers in Scotland who express their thanks for what we achieved for them in arranging a farm bridging loan and a subsequent farm remortgage or mortgage for a farm.

In 2025 Mrs P said this:
As always, and I will never be able to say it enough, THANK YOU. (you know why) Christmas is a time for reflection and I will always be grateful for your help and kindness.

This is an extract from their Christmas card in 2023. What it shows to us, at Farm and Country Finance, is that we have made a real difference to the lives of our customers and that it’s not all about pounds and pence. It warms the cockles of the heart to have been able to participate in creating joy and sharing in it with our customers.

My Dear Mark,
As I sit writing this, the sun is shining on the hills by us and I reflect once more how lucky we were to have you help find our perfect place. This will be our 18th Christmas in the Borders and I know I always say this, but we will always be grateful to you.

Mrs P then goes on to talk about her grown-up daughter and her partner who are getting married in 2024 and their son who is growing up in a special place, near to his Nana.

After many years, in the business of farm finance, it continues to be a privilege to help people achieve goals that makes a life changing difference to them.

A farm remortgage that made a difference.

Mrs Richardson had come to us a year or so before and had then decided not to go ahead but came back and trusted us again with her requirements. When her farm remortgage completed she said:

Cannot thank you enough for all your hard work and help.

Of course, we thank her too and as we say to all our customers: May you always prosper.

After a remortgage of land our customer could switch off and enjoy.

It was a pleasure to help Mrs T to refinance her farm bridging loan which we had raised for her to begin with as she was selling properties. It was not without its tribulations, but we are used to dealing with complexities and have the legal nous that can make all the difference. Such experience, when arranging the remortgage of a farm can be invaluable.

After her new farm loan had completed this is what she kindly said:

Good evening Mark,
I am very grateful to you. Progressing this with your stewardship and without too much legal involvement has made the whole process so much more bearable.
This last few years have been incredibly stressful and I put much of this down to the inadequacies of the legal profession.
It’s good to be able to switch off and enjoy the land. I’ve had 15 fruit trees delivered this afternoon so looking forward to establishing my orchard.
Thank you again and enjoy your weekend.
With kind regards and very best wishes.

We thank Mrs T for her business but would also note the human aspect of her being able to switch off and enjoy the land. In arranging her farm loan, we were pleased to be able to defer the stress for her.

A farm remortgage where receivers had been appointed.
A lot was riding on this farm remortgage given that the bank had appointed receivers. Receivers are not noted for being cheap and so time was of the essence. Dealing with receivers adds a different layer of complexity to arranging farm loans and experience definitely counts. The nature of the testimonial puts the importance of choosing the right broker into perspective.

Hi Mark,
Thank you so much for all your efforts and patience, it’s really appreciated by both of us and enabled us to keep the farm and our home!!

A mortgage for land was inspiring.

Having the experience to find a way and remove obstacles in land finance is a great plus as Allan found out. Here’s what he said:

Hi Mark,
All just completed, yippee!!!
All other stuff also being put on risk from today.
Once again many thanks for your great service and I’m sure we will be speaking again on other matters.
Kind regards.

Our customer knew who to come back to for another land loan.
After helping with her loan to buy land, Lisa said:

Hi Mark,
Yes it completed late yesterday afternoon.
Thank you so much for sorting it all, I know where to come next time.
Many thanks.

Our customer did come back to arrange further finance to connect electricity to her land and we arranged a further land loan for her.

Arranging a farm remortgage in Scotland brings out the sun.

Never let it be said that we only do business in England and Wales, for Mary Jayne needed a farm remortgage in Scotland.

When the farm loan closed, we sent our message of thanks, as we always do.

Good evening Mary,
I was so pleased to hear that your loan had completed whilst I was away.
Thanks, from the heart, for your business.
May you always prosper.

Here is how Mary responded:
What a truly lovely message. Thanks to you too for your help, may the sun shine bright on you!

The land loans that never were but for which praise was given.
Sometimes our customers miss out on a sale, and we don’t arrange a loan for land. This pair of cases shows how our customers found our guidance invaluable.

Mrs Hughes:
Unfortunately it is a no goer but now calling to say thank you for discussion last week. Said you were a very nice man and gave lots of helpful information.

David and Nicky:
Many thanks for your advice and help over the phone. Unfortunately on this occasion we were unable to do business, but I would strongly recommend your service to others and would look to you again if appropriate.

Outstanding service for an equestrian loan.

Thank you from the bottom of my heart for your outstanding service, you’ve made the whole process extremely easy. Your advice and support has been invaluable, you’ve played a huge part in helping me achieve my dream and securing my future. Once again a massive thank you.

Apologies for just getting round to sending this to you but I would just like to write to tell you that having been supported with my finance from Tony due to the excellent service I received from him I was delighted when you advised that you were able to help with arranging the finance. The service I received from you was outstanding and your in depth knowledge,skills and expertise mortgages,I am sure enabled me to secure the best option of finance, saving me thousands in the long term. The tight timescales that you working towards could have been overwhelming but with your regular communication and professionalism you ensured that the mortgage was completed within the time.

I sincerely appreciate your patience and attentive help that you provided to me over the phone and via email, never failing to answer my panicked emails or calls phone calls promptly, solving problems and finding immediate solutions to enable thing to continue to move forwards and also giving the lawer a push when needed.

I am very grateful to you for making this happen as I don’t believe it would have done if I had used another adviser.

You will be the first person I come to again of I need finance and will also highly recommend both of you to family and friends.

Very best wishes to you and my gratitude.

It has indeed thank you for your time and effort.

Only just got my email back after 6 days without.

We would like to thank you for all your help and advise.

After trying to deal with Natwest who we have been with for a life time it was so nice to talk to someone who understood our situation.

We will certainly recommend your services.

Thank you very much again everything you’ve done is genuinely appreciated and the pressure is finally off.

!I understand and appreciate all the chasing up etc you’ve done for me.

I’m most grateful for all the work!

If I hear of anyone looking for finance in the future, I’ll be sure to pass on your details.

Woooooohooooooo Thank you both so much

You both earn your money, I’ll grant you that! I couldn’t do it…

I’m sorry for not getting back to you sooner! It’s fantastic news and it would not have been at all possible without all your support and patience. We’ve been up at the land the last two days just getting a feel for it and working out where to start with things. We rented a van to move a shed that we’d been given, and had some adventures with it- getting stuck in mud unloading at 1.30am yesterday, and getting lost with my trailer and having to do a u turn on a single track dirt road with a sheer cliff one side and an overly heavy trailer full of bricks for the shed foundations the day before… scary at the time but we were laughing about it soon enough- and you’ve been key to all of it. We honestly could not have done it without you!

I’m looking at different childrens cancer charities and we will be making a donation in your name very soon.

Hoping to go back to the land tomorrow to sort out the shed panels which ended up being left in carious messy piles as they were unloaded, so we are keen to tidy the field up so it doesn’t look like we are just dumping things on there.

The timing was perfect- the shed we were given was on condition that we dismantle and remove it before the farmer who’s land it was on put his cattle there to graze- another day and we would have had to wait until next year.

All fun and games and we are absolutely loving every minute! Bri was saying it was like the land wanted us to wait- as we were stood in the dark scratching our heads as to how to get the van out of the mud (everything we had tried up to that point had resulted in it being buried deeper into the mud) we sat down, and had the amazing fortune of witnessing the full moon rising over the horizon. We gazed in awe for what felt like forever, then when it disappeared behind some cloud, we were suddenly able to free the van- like the land wanted us to see our first moon rise before letting us go home. We didn’t get back until gone 3am but it was worth it! And we know we will have plenty more of those magical moments- all thanks to you and all your hard work. You believed in us even when our friends and families said any land purchase was a useless endeavour that would never amount to success. And thanks to you, we proved them wrong!

I will be in touch soon when I have details of the donation. In the mean time, do you have a link to your website where I can leave feedback? I want the world to know how amazing you are- you really do make dreams come true, and we will forever be indebted to you for that.

Finally we got there, with great help and expertise from you. I would like to thankyou all for everything. We can now proceed with the dementia farm and I will keep you updated how this is going and send the occasional picture of the happy animals and people. Once again a massive thank you.

Once again I must thank you for the effort your put in on this project. You succeeded where another broker had totally failed and I am more than impressed.

If I can provide a testimonial for your company I shall be most happy to do so.

I just wanted to thank you for making the process of my loan as stress free as you did, and look forward to working with you again in the future.

Firstly thank you for all your assistance in arranging the loan for us, this was much appreciated and we now feel we are moving forward with things.

I am now looking at the house mortgage and have been asked to check that this loan will not show on our personal credit searches are you please able to confirm.

Hi Mark,

Thank you for your email. Unfortunately I had a call from Jenna this evening to tell me that despite presenting the vendor with all the information, she has decided to go with the other buyer. I’m told all the forms are as good as signed.

This may be a stupid question, but where do we go from here? Obviously we are now looking for other suitable land. Should we find any, is it possible to transfer the mortgage or does the whole process start again from scratch?

In either case, I’d like to thank you deeply for everything you have done for the three of us- you have gone above and beyond for us, and it’s very upsetting for that to be in vein.

I’m trying to be positive, but I’m really not sure where we are at now.

I await your advice, and give you my warmest thanks for all that you did.

Kindly, Liz.

I’m not sure where this leaves us. We will look to see if there is any more suitable land.

LATER FROM LIZ

Hi Mark,

As usual, you have been an absolute gem! I will go over these figures with the boys and if they are happy to proceed with making an offer, I will send you the sales particulars asap.

Kind regards,

Liz

I can’t thank you enough. Your professionalism is second to none and you made the whole procedure so easy and stress free. It’s such a pleasure doing business with you.

Absolutely thrilled, shall we both have gin tonight?

Again, thank you

Many thanks for your jolly Christmas e mail. All good wishes to you also for Christmas and 2017.

Ten years ago today we were on the road from Hampshire to follow our dream to the Scottish Borders and here we are  counting our blessings once again that we contacted Mark Bracegirdle at Farm and Country Finance who helped to make our dream come true.

Our only regret is that we didn’t do it sooner !!

All the very best to you and yours.

Many thanks for your Christmas Greetings.

Nine years ago we moved from Hampshire to the Scottish Borders which was the  best thing we ever did. We could never have done it without the help of Farm and Country Finance.

We will always be eternally grateful to Mark B and yourself for all the hard work you did for us to make our dream come true.

If you think you can, you will is what Mark said to us, and we did!!

Best wishes to you and Mark B and your families, for a Happy Christmas and New Year.

Thank you for all your help with us getting our land at Torbryan ,Devon

We are very much enjoying it it’s an amazing place.

Yes we have finally completed and are busy busy trying to get some of the work done before we need to leave the rented place.

There is definitely a lot to do.

Thank you for all your help through this process it was much appreciated.

Thank you very much for all the work you have done.

Look forward to starting the project, as a young(ish) farmer it’s been a bit of a dream!

If your down this way pop in for a coffee or something stronger if so desired!

Thank you again.

I’ve just had confirmation that completion has taken place, which is great.  Thank you for helping us with this transaction which at times felt like it would not happen, and also for bearing with me when things got trying.  I suspect I will need to speak to you again when we start to implement our future plans which I hope will not be too disrupting.

Your advice and wisdom on most all matters has been appreciated.

Thank you for all your excellent help – think I might still be here twiddling my fingers had I not come across you!

Many thanks for all your hard work once again.

Again many thanks

The funds have been received!

We just wanted to say a huge thank you for all of your help from start to finish. You’ve been wonderful.

Yes!!! Finally here, and its sunny!!!

Many thanks once again. Now down to the nitty gritty of making it all work.

Thought we wouldn’t get here but watching the kids running round and with all the freedom they could wish for has made the wait worthwhile

Will send you some pictures soon

Mark, you’re a star. Bestest.

When we were looking to buy some stables we got in touch with Mark Andrew of Farm and country finance.

He helped us find the finance and went out of his way to assist us, we had a few problems with the solicitor we were using so i gave mark a ring and he went above and beyond to keep the finance on track.

We can thoroughly recommend him to anyone looking for finance.

Thanks for all your help we will no doubt be in touch in the future, Thanks again

Just a wee note to wish you both a very Merry Christmas and a Happy and Prosperous 2014. As always when Christmas comes, we remember how fortunate we were to meet Farm and Country Finance.

We are now in our seventh year north of the Border and are loving every minute. If you think you can you will – and we did !! We will always be eternally grateful to you and your expertise. We may have a project for you next year !

Dear Mr Bracegirdle I was most grateful for your time …..yesterday, you helped to clear things in my mind and explained everything so well, it was most appreciated. Should I need your services in the future I will definitely be calling you.

Mark, Nick joins me in expressing our sincere thanks and appreciation for all you did for us to negotiate the finance to enable us to meet out contract and complete. As you will recall I was fairly stressed out when we first spoke – but with your guidance and expertise all was resolved. Thank you so much.

So far as your service is concerned, I have already taken the trouble to say how pleased I have been, and at present I have every intention of pursuing the option you have presented.

Thank you so much for all your help. It is such a relief to have more breathing space but my work here is not done yet. I will indeed keep you updated as things progress.

Thank you to you both. Without all your help it would never of happened. You do not know how much this means to me. Please enjoy a drink on my behalf until the next time, Claire.

May I take this opportunity to thank you once again, your personal level of customer service was first class. I will stay in touch because I am sure there will be other opportunities for me to follow up with you. I trust that you and your family will have an enjoyable Christmas and a successful New Year.

Thanks Mark and to you. Thank you for your help and advice which really helped – thanks! I hope you have a brilliant Christmas and a Happy New Year!

Throughout our dealings I have been impressed by your professionalism and your grasp of what to others can only appear to be a tortuous and frustrating process. At all times I have found you helpful, not to mention patient, and conscientious. I was more than happy to entrust the business in hand to your care and experience.

Thank you very much for calm and courteous help with remortgaging the farmhouse. I had fantastic advice and will certainly contact you again.

I am a client of Farm & Country Finance trading name L & G Bracegirdle Ltd.

Mr. Mark Bracegirdle has provided me with an excellent service, on each occasion. We have received valuable and swift attention to our financial requirements resulting in our needs met and solved efficiently.

We are now living the dream thanks to you, ( I have sent some clients through to you I may add ) we are now enjoying every minute of it ! And at present time have 2 in pig gilts due to farrow in about 3 weeks time.

Thank you for your e mail which I received today having just been connected to the world again, i.e. BT connected the phone lines to the farm, and thank you for your assistance with obtaining the necessary finance.

I would dearly love to buy the other sites for restoration here but Elizabeth tells me I must wait, however, you just might get a phone call in the not too distant future, just as an enquiry you understand.

The farm is a truly lovely site although a little prone to wind so we are planting loads of trees and hedge plants, and it will not be too long now before we have bathrooms and kitchens fitted and even some floors back down. OH Yes, the joys of living in the house one is renovating.

Once again thanks for all the help and look forward to speaking to you soon, and if you are ever in this region for whatever obscure reason please feel welcome to visit.

Hope you had a good break – holiday that is, not leg!

You are well informed and our accountant also managed to speak with Mark B. We took his advice and have gone with Lloyds as they also agreed to an interst only for 12 months (thanks to Mark, I asked the question)

From our perspective, we want to say a big thank you to you both for being there for us as an objective, professional opinion and for all the work you put into our case. We know we won’t be putting any business your way at present but we will obviously need to look at this in the future to be able to build our house.

For the record, our accountant is ‘mightily impressed’ by the fact that you advised the best course of action for us over any thoughts of making a ‘bob or two’ yourselves. No doubt, you’ll be on her ‘phone list’ for her other clients and come the time for us to revisit, she will be confident and comfotable that you’ll get us the best deal.

You really do live out the ideals you set out on your web site – I just wish we had known you 5 years ago!

Thanks again and very best regards to both of you.

Dear Mark, Thankyou so much for all your help in sorting the re-finance of our farm – your efforts have been crucial in securing our future. In particular I want to acknowledge the courtesy, care and commitment you lent to our cause (which was almost a lost cause prior to your involvement). Aside from the sheer professionalism with which you dealt with the technical details, we were most comforted by the personal support you unstintingly gave: you carried us through a very difficult time with grace and good humour.. Thankyou sounds so insufficient in return.

Having already dealt with one broker who promised the earth and delivered nothing, and also lied to us, it was so refreshing to meet a genuine human being in such apparently shark-infested waters. Although you forebore to match the promises of other brokers, always erring on the side of caution, what you actually delivered exceeded what others had merely promised!

In an age when the actions of many seem to be driven solely by money, it is a tonic to the soul to deal with someone who abides by the eternal virtues of honesty, respect, courtesy and consideration for others. And if all this is beginning to sound a bit like an advert for you and your team, then please use it as a testimonial, it’s the least I can offer in return for your service.

Wishing you all the best.

We have been a customer of Mark Bracegirdle’s for 5 years, and have dealt with his company on 4 occasions. Mark brings a refreshingly independent view without preconceptions, yet is able to work at a pace which suits us. He actively worked to get to know our business as well as he could. From our experiences, Mark’s service represents quality, professionalism, loyalty and trust.

What sets him apart from others in this field is his commitment to work with us as a business. He does whatever it takes to provide nothing less than exceptional customer service, always listening and responding to our needs in a realistic and professional way.

We would have no hesitation in recommending Mark to other potential customers and would be more than happy to provide a verbal reference.

Farm & Country Finance has helped us to fulfil one of our life long ambitions. We had always wanted to buy a caravan park, and when one in our area came up for sale, we knew we had to buy it. We just presumed our regular bank, with which we had been customers with for twenty years, would lend us the money. Our own bank wouldn’t, and neither would any other high street bank.

It was at this point that we looked at alternative ways to raise the money. We did find a number of companies that would give us a mortgage, but at huge interest rates, and also with huge fees – far too high for us to be able to pay.

We were told about a man, Mark Bracegirdle, running a company called Farm & Country Finance. Within a few days of speaking to him, and giving him some information about ourselves, he had travelled up to see us, we filled in a few simple forms, and our mortgage application was up and running.

Mark did more in a week, than any other bank or company had done for us in over a month. His straightforward way of dealing with our application, and keeping us informed, made the whole process very easy for us. Mark was full of knowledge, and dealt with our application very professionally – but also with a great sense of humour; he turned, what had been an extremely stressful experience, into a very enjoyable one. We also learnt a great deal along the way.

We ended up with a mortgage deal much better than any high street bank could offer us, and in some cases, half the price of some of the alternative companies that we had considered. Farm & Country Finance has simply saved us thousands and thousands of pounds.

We have since recommended Mark to various people, and in the future, when we expand our business, we will be using Farm & Country again – in fact, we can’t imagine ever going anywhere else.

It’s good to know you are still there doing your stuff. Looking at the case studies and testimonials on your website and my relating them to my own personal experience, it’s refreshing to know someone with your gift is helping people instead of taking advantage at times that can be really stressfull. Thanks for all your help, talk to you soon.

How strange it is not be phoning you in some sort of panic, and many apologies for not letting you know that the long awaited cash had arrived!

Although doubtless you knew before me!

Anyway, I am now back to composure and feel that this letter can be left no longer as I fully intended to do it over a week ago.

I cannot begin to explain how grateful we are to you for your professional and friendly service. So many times I remembered your words, “if you think you can, you will” And we did! With your help and hard work. We certainly could not have done it without you.

Please keep in touch, and many thanks again from both of us.

I write to thank you most sincerely for all you did in the negotiations to obtain the re-mortgage for me – for your efficient, speedy way of working and your obvious thorough knowledge of what is required and how best to approach the matter.

I would be delighted to recommend your services to anyone requiring a mortgage. Once again, many thanks and my best wishes for the future.

Just a quick note to thank you for completing the mortgage. Your help and advice is far superior to the banks and I wont hesitate in using your services again in the future.

Sorry haven’t got back sooner but thanks very much for all your kind help in regards to our mortgage. A job well done but wouldn’t expect anything else from such as yourself, thanks again, Vera.

Dear Mark, I write to say a big thank you for the un-biased and sound advice you gave us recently when we were considering buying the farm cottage. It helped us to make wise decisions in our negotiations with my brother-in-law and brought such clarity to the situation especially concerning the restrictive covenant on the property. I chose to contact you initially when I was looking for an agricultural lender because of the testimonials I read on your website. The impression I got was that you were an individual with experience and knowledge in this market place and a man with wisdom and integrity. I am pleased to say I was not disappointed; you certainly lived up to my expectations. As you know, for reasons beyond our control we have not been able to proceed with this purchase and feel very disappointed, but life goes on. Who knows perhaps we may get the opportunity again some time. If that does happen I will not hesitate to contact you. Thank you also, for your efficiency and friendliness with returning calls and obtaining information for us. I wish you continued success in your business and will not hesitate to recommend you if ever I have the opportunity to do so.

I can’t thank you enough for your words of wisdom and clear-headed advice. I wish with all my heart that we had never gone elsewhere…