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Residential mortgage for property with land

Here are a few of the common things we hear related to getting a residential mortgage for property with land. Your property is not residential or commercial – but it’s still good security Your usual broker or lender says there is too much land with your intended purchase. Your usual broker or lender says that […]

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Adverse credit finance for a rural property

Is your credit rating stopping you from moving forward with farm finance, land finance or your agricultural mortgage? Are your accounts improving but not good enough for the banks, when considering your farm mortgage or mortgage for land? Are creditors pressurising you? Do you have debt arrears, facing repossession or facing receivership on your current […]

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Farm and Country Finance – why it pays to call us

Just to explain a little more about our ethos at Farm and Country Finance. A customer contacted us to enquire about finance for starting a rural business. The property was ideal for our farm start up finance product. We  learned that they were intending to sell their current unencumbered property, to put in as a deposit […]

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Agricultural Restrictions and occupancy conditions – update

At Farm and Country Finance, we are receiving an increasing number of enquiries from customers who need a mortgage for a property with an agricultural restriction and we can arrange this type of finance but each case is different. An agricultural restriction is a condition imposed by a planning authority, when granting planning consent for […]

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Government announces changes to Feed in Tarriff levels

The Government has announced changes to the Feed-in Tariff levels for all renewable technologies. The changes will come into effect from April 1 and have been published on the Ofgem website at The tariff for small-scale anaerobic digestion (AD) plants with a capacity of 250kW or less have been reduced from 15.57p/kWh to 12.13p/kWh; plants […]

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Farm Finance for retirement planning

The farm mortgages Farm and Country Finance arranges can be used for any legal purpose. In this case, our customers, Nick and Chris, needed a farm loan to buy an apartment in Spain and were up against a tight timescale. When Chris first contacted us he was very stressed but, after talking to us, we could see the way […]

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