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In the light of recent and very sad events, can we remind you all of the need to be careful around slurry tanks. Here is the text of the NFU’s guidance on this. What is Slurry gas? Slurry gas is a mixture of gases including methane, carbon dioxide, ammonia and hydrogen sulphide. The gases are […]
At Farm and Country Finance, we like to pass on a bit of food for thought. As the economy recovers, here are a few tax insights to give you some ideas to think about and to talk to your accountant about. 1. Panic early – do not leave long term tax planning until it is […]
Since 6 April 2014, changes to permitted development rights allow for the conversion of agricultural buildings to residential use. Farm and Country Finance can arrange farm development finance to assist with this. Do your buildings qualify? The new rights apply to buildings and their curtilage that were in sole agricultural use as part of an […]
We are receiving an increasing number of enquiries from customers who need a mortgage for a property with an agricultural restriction and we can arrange this type of finance but each case is different. An agricultural restriction is a condition imposed by a planning authority, when granting planning consent for the building of a dwelling, […]
In an article not so long ago we suggested, indeed insisted, that we were not connected with the UK Group or UK Farm Finance. It was hardly surprising that some of our customers were asking whether we were, having come across UK Farm Finance or heard of them. Some of them were trying to get out of […]
We hope that this guide will be useful though please bear in mind that we raise farm finance and agricultural mortgages and are not tax advisers. This is an introduction only and should not be used as a definitive guide, since individual circumstances may vary. Specific advice should be obtained, where necessary. Growth and fairness […]
The Government has announced changes to the Feed-in Tariff levels for all renewable technologies. The changes will come into effect from April 1 and have been published on the Ofgem website at https://www.ofgem.gov.uk/environmental-programmes/feed-tariff-fit-scheme/tariff-tables The tariff for small-scale anaerobic digestion (AD) plants with a capacity of 250kW or less have been reduced from 15.57p/kWh to 12.13p/kWh; plants […]
The farm mortgages we arrange can be used for any legal purpose. In this case, our customers, Nick and Chris, needed a farm loan to buy an apartment in Spain and were up against a tight timescale. When Chris first contacted us he was very stressed but, after talking to us, we could see the way forward […]
Our new farm finance product is creating great interest and there are now completions under our belt, which makes this a very attractive proposition for rural finance. The lender is incredibly flexible on income proof and takes projected income into account. Our farm finance customers are using it buy land, refinancing of bank overdrafts and to […]
Dear Mr Bracegirdle I was most grateful for your time yesterday, you helped to clear things in my mind and explained everything so well, it was most appreciated. Should I need your services in the future I will definitely be calling you. R MORRIS – Newport