FARM AND COUNTRY FINANCE USING THIS SITE

Introduction
You should read these terms and conditions carefully before using this website (the Site) which is provided
by us free of charge. References, in these terms and conditions to the Site, include the following websites:
farmandcountryfinance.co.uk and all associated web pages including our Blog.
If you do not agree with or accept any of these terms and conditions, you should cease using the Site right
away. By using the Site you are agreeing to the terms and conditions of use set out herein.
Please note that no sale of products or services takes place on this website. Any agreement to provide
services will be under separate terms and conditions and will be provided to you separately.

About us
Farm and Country Finance is a trading name of L & G Bracegirdle Limited whose registered office is
Waterlea House North Rode Congleton Cheshire CW12 2PH and whose trading office is PO Box 39
Congleton Cheshire CW12 2FG. The company is registered in England & Wales number 4103518.
L & G Bracegirdle Limited is an Authorised Representative of Runwell Enterprises Limited which is
authorised and regulated by the Financial Conduct Authority under reference 308003. Both companies are
members of the same group and are based at the same address. Neither of these companies is a lender.

Contact Coordinates
People: Mark Andrew or Mark Bracegirdle

Post: Farm and Country Finance PO Box 39 Congleton Cheshire CW12 2FG
Farm and Country Finance Waterlea House North Rode Congleton Cheshire CW12 2PH

Telephone: 01260 223540

Email: info@farmandcountryfinance.co.uk
Mark Bracegirdle mark@farmershelpline.co.uk
Mark Andrew markandrew@farmershelpline.co.uk

Availability, accessibility and conditions of use
While we make every effort to ensure that the Site is available, we do not represent, warrant or guarantee
in any way the Site’s continued availability at all times or uninterrupted use by you of the Site. We reserve
the right to suspend or cease the operation of the Site from time to time at our sole discretion.
We seek to make the Site as accessible as possible. If you have any difficulties using the Site, please
contact us as set out in Contact Coordinates above.

Your privacy and personal information
Your privacy and personal information are important to us. Any personal information that you provide to us
will be dealt with in line with our Customer Fair Processing Notice, which explains what personal
information we collect from you, how and why we collect, store, use and share such information, your rights
in relation to your personal information and how to contact us and supervisory authorities in the event you
have a query or complaint about the use of your personal information.
Our Customer Fair Processing Notice is available at www.farmandcountryfinance.co.uk/fair-processingnotice-gdpr/

Cookies and other information-gathering technologies
Our website uses cookies. Cookies are small text files placed on your device (e.g. computer, smartphone
or other electronic device) when you use our website. We use cookies to help us recognise you and your
device and store some information about your preferences or past actions. These cookies also allow us to
improve our site.
We will ask for your permission (consent) to place cookies or other similar technologies on your device,
except where these are essential for us to provide you with a service that you have requested.
You can also opt out of cookies by using your browser’s cookie settings. Most browsers automatically
accept cookies, but if you do not wish to have cookies on your system, you can set your browser
preferences to refuse them or to alert you when cookies are being sent. In order to disable cookies, please
consult your browser’s ‘help’ section for instructions. If you do this, please be aware that you may lose
some of the functionality of the Site. For further information about cookies and how to disable them, please
go to the Information Commissioner’s webpage on cookies: ico.org.uk/for-the-public/online/cookies/.

Ownership, use and intellectual property rights
The Site and all content within the Site is owned and operated by us and/or our licensors. We and our
licensors reserve all rights.
The Site is for your use only. You may not modify, copy, distribute, transmit, display, revise, perform,
reproduce, publish, license, deep-link, create derivative works from, transfer, or sell any information or
content obtained from the Site unless expressly authorised by us.
Any intellectual property rights (including without limitation all patents, copyright, database rights and
trademarks (whether registered or unregistered)) subsisting in any content or material on the Site belong to
us and/or our licensors. All rights are reserved for the benefit of ourselves and/or our licensors. Nothing in
these terms and conditions grants you any rights in the Site or the content within the Site.

Disclaimers
While we use reasonable efforts to include accurate and up-to-date information on the Site, we do not
represent, warrant or promise (whether express or implied) that any information is or remains accurate,
complete and up to date, or fit or suitable for any purpose. Any reliance you place on the information on the
Site is at your own risk. Nothing in these terms and conditions shall operate to prejudice any mandatory
statutory requirement or your statutory rights.
Content on the Site is provided for your general information purposes only and to inform you about us and
our products and news, features, services and other websites which may be of interest. It does not
constitute technical, financial, or legal advice or any other type of advice and should not be relied on for
any purposes.

Hyperlinks and third-party sites
The Site may contain hyperlinks or references to external third-party websites. Any such hyperlinks or
reference is provided for your convenience only. We have no control over third-party websites and accept
no responsibility for any content, material or information contained in them. The display of any hyperlink
and reference to any third-party website does not constitute an endorsement of such third party’s website, products or services. Your use of a third-party site may be governed by the terms and conditions of that
third-party site.

Warranties and limitation of liability
You agree that your use of the Site is on an ‘as is’ and ‘as available’ basis. Consequently, we make no
representations, warranties, conditions or other terms (whether express or implied) in relation to the
provision of the Site, including without limitation as to completeness, accuracy and currency or any content
and information on the Site, or as to satisfactory quality, or fitness for particular purpose.
To the maximum extent permitted by applicable law and our professional obligations, we exclude all liability
(whether arising in contract, tort, breach of statutory duty or otherwise) which we may otherwise have to you as a result of:

• any error or inaccuracies in any information or material within or relating to the Site;
• the unavailability of the Site for whatsoever reason; and
• any representation or statement made on the Site.

Under no circumstances shall we be liable to you for any loss or damage suffered (including without
limitation direct or indirect losses) arising from your use of, or reliance on, the Site.

Indemnity
If you are in breach of any of these terms and conditions, you agree to indemnify and hold us harmless in
respect of any costs, expenses, claims, proceedings, actions, losses, damages or liabilities incurred by us
in relation to or arising from such a breach.

Variation
We reserve the right to vary these terms and conditions from time to time without notifying you. By
continuing to use and access the Site you agree to be bound by any variation made by us. It is your
responsibility to check these terms and conditions from time-to-time to verify such variations.

Governing law and jurisdiction
These terms and conditions are governed and construed in accordance with the laws of England and
Wales and you consent to the exclusive jurisdiction of the courts of England and Wales.

Complaints
We want to give you the best possible service. However, if at any point you become unhappy or concerned
about the service we have provided, please inform us immediately so that we can do our best to resolve
the problem.
In the first instance it may be helpful to contact either Mark Andrew or Mark Bracegirdle to discuss your
concerns and we will do our best to resolve any issues at this stage.
A summary of our complaint procedures is available on request.