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Every year we are privileged to hear from our customers in Scotland, Mr and Mrs P, who express their thanks for what we achieved for them in arranging a farm bridging loan and a subsequent farm remortgage or mortgage for a farm.

This is an extract from their Christmas card. What it shows to us, at Farm and Country Finance, is that we have made a real difference to the lives of our customers and that it’s not all about pounds and pence. It warms the cockles of the heart to have been able to participate in creating joy and sharing in it with our customers.

My Dear Mark,

As I sit writing this, the sun is shining on the hills by us and I reflect once more how lucky we were to have you help find our perfect place. This will be our 18th Christmas in the Borders and I know I always say this, but we will always be grateful to you.

Mrs P then goes on to talk about her grown-up daughter and her partner who are getting married in 2024 and their son, who is growing up in a special place, near to his Nana. Just how wonderful is that?

After many years, in the business of farm finance, it continues to be a privilege to help people achieve goals that make a life changing difference to them.

Of course, we could not do what we do without our customers who place their trust in us to help.

To each and every one of you, past present and future we give our thanks and wish you a very happy Christmas and future prosperity.

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