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Farm and Country Finance is pleased to announce it has a new rural loan product designed with farm start-ups in mind or where there is a need to create or repair a credit profile before refinancing elsewhere. It is also great for capital raising or where the bank is being difficult. The loan term is for […]
One of the questions any customer should ask is ‘Why should we use you to arrange our farm finance, agricultural mortgage or agricultural loan?’ These are the things to consider: Farm and Country Finance has been successfully raising farm finance and rural finance for years. Farm and Country Finance backs up what it says by […]
What is an Agricultural Restriction? An Agricultural Restriction is a condition imposed by a Planning Authority, when granting planning consent for the building of a dwelling, usually in an area where otherwise development would not be allowed. The typical scenario is an agricultural worker’s dwelling, where the development has been granted in response to a […]
In any business, cash is king but it is more so in a business where stock takes longer to turn into sales such as in farming. Farm and Country Finance often sees cases where banks have been willing to let an overdraft become core borrowing which should never happen. We can arrange farm finance to replace these. […]
It will not come as a surprise, to many of you, that there is a legion of persons out there looking to get money off you for nothing; so beware of the scammers. In recent times, many companies have become aware that some of their shareholders have received unsolicited telephone calls or other forms of […]
SOCIALISM: You have two cows; you give one to your neighbour. COMMUNISM: You have two cows. The State takes both and gives you some milk. FASCISM: You have two cows. The State takes both and sells you some milk. NAZISM: You have two cows. The State takes both and you never see them again. BUREAUCRACY: […]
Read any Newspaper and there are articles canting on about greedy banks, which just because they have lost money on sub-prime mortgages in America, are trying to get it back off similar cases over here by pushing up interest rates. Well let’s not let the truth get in the way of a good story. I […]
FIX HER AND FORGET HER Mark Bracegirdle FCCA FMAAT Published in Farmer Trader Issues 136, 137, 138 & 141 June – Aug 2007 Hindsight, it is said, is a wonderful thing. Even better would be a crystal ball so we could all know the way interest rates are going to go. It seems that base […]
The Grass is Greener Mark Bracegirdle FCCA FMAAT Published in Farmer Trader Issues 126, 130, 131 & 135 Feb – June 2007 If words were associated with colours it would be tempting to pair bureaucracy and Brussels with brown, with DEFRA a definite grey and for finance – who knows. The point is when it […]
Mark Bracegirdle FCCA FMAAT Published in Farmer Trader Issues 130, 135 Feb – June 2007 Used properly bridging finance is the right tool for number of situations e.g.:- 1) A property to buy with another to sell 2) Where these is commitment to buy, for example, at an auction. 3) Where a lender withdraws its offer […]